Bank statement import
Connect supported accounts at major Swiss banks through SIX bLink, or upload a native or scanned bank or card statement. Navor reconstructs the transactions, checks available balances, and keeps the result in review until you validate it.
UBS Switzerland AG
8098 Zürich
Rivora Digital AG
Hardturmstrasse 120
8005 Zürich
Client no. 438201
Page 1 / 12
1 June 2026 to 30 June 2026
UBS · CHF
Two ways in
Direct connectivity is available today for supported accounts at major Swiss banks through SIX bLink. After the customer authorizes the account through the bank’s flow, Navor can retrieve new statement data electronically without downloading and uploading a PDF each time.
The current synchronization is started by the user. CAMT data arrives in a structured electronic format rather than through OCR, but Navor still presents it in the statement review flow.
Upload the original PDF downloaded from e-banking. If it is unavailable, a clear scan can also be processed. Navor turns either source into an editable statement draft.
A native bank PDF can retain machine-readable text and layout. A scan is an image and requires visual interpretation even when it looks sharp, which introduces more ambiguity.
What Navor reconstructs
A statement may run for dozens of pages. A description can continue on the next page, and one debit can contain several beneficiaries or payment references. Navor processes the document page by page with adjacent-page context, preserves statement order, and separates the bank movement from any detail rows beneath it.
Dates, amount direction, opening and closing balances, and available running balances are retained. When the arithmetic in a local section does not reconcile, the draft marks the affected row instead of silently changing the extracted value.
Business-card portals, including portals for Visa and Mastercard cards issued in Switzerland, may provide PDF, CSV, or a paid direct integration. Direct interfaces are generally designed for structured corporate expense programmes. The available options depend on the issuer and the card product. CSV column order also varies, which can complicate imports into traditional accounting software. Navor accepts the monthly PDF, while Navor Agent in the chat can inspect a CSV and prepare its transactions for import.
Navor processes long documents in bounded page groups instead of treating the file as one undifferentiated block.
When a description or payment detail continues on the next page, Navor uses the adjacent page to rebuild the same transaction.
Navor extracts booking dates, value dates, direction, amounts, and available running balances. Balance inconsistencies produce a focused warning.
The total remains the parent bank movement, while beneficiaries and references become linked detail rows in the accounting structure.
Before accounting
The aim is to replace transcription with a focused check. Navor shows the original file beside editable rows and concentrates attention on differences, missing balance context, and unusual sections.
Connect the bank or add the statement to the relevant account and fiscal period.
Check rows, grouped details, page order, and any balance indicators.
Edit, add, hide, restore, or reorder a row while the statement is still a draft.
Only confirmed rows enter accounting, reconciliation, and account assignment.
Direct bank connectivity is available today for supported accounts at major Swiss banks through SIX bLink. Customers can authorize their accounts, retrieve statement data, review transactions in Navor, and prepare supported payments. Exact capabilities depend on the account and permissions offered by each bank.
Not automatically at present. The current workflow lets the user start a secure synchronization for connected accounts whenever an update is needed.
Use the original PDF downloaded from the bank whenever possible. It preserves the page cleanly. A scan is supported, but low resolution, skew, shadows, or cropped edges can require more review.
Navor keeps the bank total as the parent movement and attaches beneficiaries, references, or sub-payments beneath it without duplicating the amount. If a description continues on the next page, both pages are used to reconstruct one transaction.
Navor compares rows with available opening, running, and closing balances. If a section does not reconcile or has insufficient balance context, the draft shows a focused review indicator and preserves the extracted value.
Confirmed rows enter accounting. Navor can then reconcile them with supporting documents and continue account assignment for movements that remain open.